American Express made its debut and mark among the best credit cards with its first charge card in the year 1958. In the 21st century, the issuer offers a complete line of cards from no annual fee option to great luxurious cards that will cost you hundreds of dollars. Among the best American Express cards for 2024, there are multiple options that offer higher-value rewards in various categories specifically travel.
Amex is well known for the travel category cards that offer “experiential” offerings with premium concierge services. Moreover, Amex is widely known for its excellent customer service and wide swath of cards for airline, hotel, cashback, and other perks. Among the best American Express cards for 2024, choose the one that fit well your needs and budget. To make it easy for you, we have thoroughly described the rewards of each card.
Table of Contents
Quick Overview- Best American Express Cards of 2024
- American Express Gold® Card – Best travel card for everyday spending
- The Platinum Card® from American Express – Best in-class card for luxury travel perks
- Blue Cash Everyday Card® from American Express – Great no-annual fee card for groceries
- Blue Cash Preferred Card® from American Express – Best card for family spending
- Delta SkyMiles® Reserve American Express Card – Best for luxurious Delta perks
- Hilton Honors Aspire Card from American Express – Great card for Hilton hotel stays
- American Express® Green Card – Great mid-range cards for travel rewards
- The Plum Card® from American Express – Best card for business financing
- American Express Business® Gold Card – Great for customized rewards for businesses
- Amex Everyday® Preferred Credit Card – Great mid-tier card for earning membership rewards
Charting the Best American Express Cards of 2024
| Best American Express Cards of 2024 | Annual Fee | Welcome Bonus | Regular APR |
| American Express Gold® Card | $250 | Earn 60,000 Membership Rewards points after you spend $4,000 on eligible purchases within the first 6 months of card membership. | 16.95%-23.95% |
| The Platinum Card® from American Express | $695 | Earn 80,000 Membership Rewards points after you spend $6,000 on eligible purchases within the first 6 months of card membership. | 13.99%-23.99% |
| Blue Cash Everyday Card® from American Express | $0 | Earn a $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. | 15.90%-25.90% |
| Blue Cash Preferred® Card from American Express | $95 | Earn a $300 statement credit after you spend $3,000 on eligible purchases on your new Card within the first 3 months. | 15.90%-25.90% |
| Delta SkyMiles® Reserve American Express Card | $550 | Earn 60,000 bonus miles after you spend $3,000 in eligible purchases on your new Card within the first 3 months of Card Membership. | 17.99%-25.99% |
| Hilton Honors Aspire Card from American Express | $495 | Earn 150,000 Hilton Honors Bonus Points after you spend $4,000 on eligible purchases within the first 3 months of account opening. | 17.99%-25.99% |
| American Express® Green Card | $150 | Earn 30,000 Membership Rewards points after you spend $2,000 on eligible purchases with your new Card within the first 3 months. | 17.95%-23.95% |
| The Plum Card® from American Express | $95 | Earn 40,000 Membership Rewards® points after you spend $1,500 on eligible purchases with your new Card within the first 3 months. | 15.90%-25.90% |
| American Express Business® Gold Card | $295 | Earn 50,000 Membership Rewards® points after you spend $10,000 on eligible purchases with your new Card within the first 3 months. | 16.95%-24.95% |
| Amex Everyday® Preferred Credit Card | $95 | Earn 30,000 Membership Rewards® points after you spend $3,000 on eligible purchases with your new Card within the first 3 months. | 15.90%-25.90% |
1. American Express Gold® Card
Annual Fee: $250
Reward Rate: 1x-4x
Credit Score Required: Good to Excellent (690-850)
Why we picked this card?
For all the foodies and travelers, the American Express Gold® Card deserves a special place in the wallet. With this card you can earn up to 4x points in an annual fee of $250. The perks are easy to gain if you spend a large portion of your earnings on food and travel.
Card Details of no #1 Card among the Best American Express Cards for 2024
- With this card you get to earn 60,000 Membership Rewards® with the spending limit of at least $6,000 on purchases in the first 6 months of the account opening
- Being on the list of the best American Express cards for 2024 , you can earn 4x Membership Reward points at restaurants that include takeout and delivery as well
- Earn 4x Membership Reward points at U.S supermarkets with purchases of up to $25,000 in each calendar year.
- Earn 3x Membership Reward points on flights that are booked either through the airline or amextravel.com
- Get $120 UberCash on Gold annually and you can redeem $10 for Uber and UberEats each month
- Get $120 as dining credit to satisfy your cravings. Also, earn $10 as a statement credit when you pay through American Express Gold® Card
- With this card you get up to $100 experience credit with the mandatory condition of a two-night stay when the hotel collection is booked through American Express Travel.
- To match your style, you can choose the card in various colors. The options for American Express Gold® Card are Gold and Rose Gold.
- Charges no foreign transaction fee
2. The Platinum Card® from American Express
Annual Fee: $ 695
Reward Rate: 1x-5x
Credit Score Required: Good to Excellent (690-850)
Why we picked this card?
For all the big spenders, this card serves as a cherry on the top. If you spend extravagantly on travel, then the great rewards offered by Platinum Card® from American Express defray the total cost. This premium card in the list of best American Express cards for 2024 is geared towards all those who travel in luxury. From flights to hotels, it is pumped up with bursting perks.
Card Details of no #2 Card among the Best American Express Cards for 2024
- As a welcome bonus this card gives you the chance to earn 80,000 Membership Rewards® after you spend a total of $8,000 in the first 6 months of account opening. Select the desired card design that includes classic Platinum Card®, Platinum X Kehinde Wiley, or Platinum X Julie Mehretu.
- Get a chance to earn 5x Membership Reward® Points for flights that are booked through the airline with total travel purchases of $500,000 each calendar year
- Earn 5x Membership Reward® Points on prepaid hotels that are booked through American Express Travel.
- Get $200 hotel credit each year on prepaid hotels and resorts or hotel collection bookings made through American Express Travel. The hotel collection has a requirement of two-night stay to become eligible for statement credit
- Being one of the top contenders among the best American Express cards for 2024, it also gets you $240 as digital entertainment credit which can be used $20 each month for eligible purchases on the following: ESPN+, Hulu, Disney Bundle , Disney+, The New York Times, Peacock , SiriusXM, The Wall Street Journal among few others
- Get $200 as airline fee credit every calendar year in case the accident fees are charged by airline through the Platinum card
- Among the plenty of other perks offered by one of the best American Express cards for 2024 you get Uber VIP Status. This way you get $200 in Uber saving s for Uber Eats and rides
- Get$300 as equinox credit per calendar year when you pay through the Platinum Card
- Earn $100 as a statement credit for Global entry every 4 years also with access of TSA precheck at no additional cost
- Get exclusive dining experience with Global Dining access by Resy
- Get up to $100 as a statement credit each year in Saks Fifth Avenue stores
3. Blue Cash Everyday Card® from American Express
Annual Fee: $ 0
Reward Rate: 1%-3%
Credit Score Required: Good to Excellent (690-850)
Why we picked this card?
This no-fee credit card is a viable option to avail benefits across multiple categories. With elevated earnings at the gas stations, U.S supermarkets, and retail stores you can benefit from this card in the best possible ways. So, if you are wondering to earn rewards on household purchases, this card with a solid 0% introductory APR is perfect for you.
Card Details of no #3 Card among the Best American Express Cards for 2024
- Earn a total of $200 as statement credit with purchases of up to $2,000 in the first 6 months of credit card usage
- With one of the low cards among the best American Express credit cards 2024, you get 0% introductory APR on purchases and balance transfers for a duration of 15 months and then variable APR of 19.24%-29.99% is applicable
- Get 3% in cash back at U.S supermarkets with purchases of up to $6,000 every year
- Get 3% cashback on U.S online retail purchases and gas station with individual spending of at least $6,000 per year
- Get $7 per month as a statement credit for Disney Bundle for Disney +, Hulu and ESPN after you spend $9.99 on eligible subscription purchases
- Enjoy $15 back each month when you purchase a Home Chef meal kit subscription with this card
4. Blue Cash Preferred Card® from American Express
Annual Fee: $ 0 in first year and then $95
Reward Rate: 1%-6%
Credit Score Required: Good to Excellent (690-850)
Why we picked this card?
Blue Cash Preferred Card® from American Express provides top-tier year-round cashback on groceries to maximize your savings. The versatile credit card offers cashback on a wide swath of categories including gas stations, streaming services, transit, and supermarkets to facilitate a large user base. The annual fee is waived for the first year but the overall perks make up the yearly cost of the card. Moreover, being in the list of the best American Express cards for 2024, it also offers purchase protection, and return protection along with an extended warranty on goods.
Card Details of no #4 Card among the Best American Express Cards for 2024
- After you spend $3,000 in purchases on your new card in first 6 months you can easily earn $250 as statement credit
- This card gives you the golden opportunity to “ Buy now , pay later” to split up large purchases into small monthly installments that are easy to pay back
- Being in the list of the best American Express cards for 2024, it provides an 0% introductory APR period for the first 12 months and then a variable APR of 19.24-29.99% is applicable
- Earn 6% cashback on U.S supermarkets when you spend $6,000 on purchases annually
- Earn 6% cashback on U.S streaming services subscriptions
- Get 3% cashback on transit and gas station through the Blue Cash Preferred Card® from American Express
- Earn 1% cashback on all the other purchases you make through this card
- Cashback is received in the form of reward dollars that can easily redeemed as statement credit
- Get $120 in statement credit for the auto-renewing subscription to Equinox , which means you receive $10 in statement credit each month
- For all the Disney lovers you get $7 monthly back on the Disney Bundle when you spend $9.99 on the subscription plans.
5. Delta SkyMiles® Reserve American Express Card
Annual Fee: $ 550
Reward Rate:1x-3x
Credit Score Required Excellent (700-749)
Why we picked this card?
This card is a great choice for all Delta flyers who want to gain travel benefits exclusively for Delta . The access to Sky Club alone is the greatest perk of this card that offset its annual fee. The annual fee may seem heavy on the pocket but once you avail the full-fledge benefits, you would be happy to have this card in your wallet. However, the only downside of this card is the reduced earning miles on other categories except travel.
Card Details of no #5 Card among the Best American Express Cards for 2024
- As a welcome bonus you can earn 60,000 bonus miles with a total spending of $5,000 in the first 6 months
- With the premium card among the best American Express cards for 2024, you gain access to The Centurion® Lounge when the flight is booked through this Delta card.
- Delta SkyMiles® Reserve American Express Card gives you the chance to enjoy Delta Sky Club® for free and bring two guests at a cost of $50 each per visit
- Enjoy first-checked bags for free on the Delta flights
- Upon renewal of you card you get the amazing chance to receive first class delta comfort or domestic main cabin round trip companion pass each year.
- Earn 3x miles on all the Delta purchases
- Earn 1 x miles on all the other purchases
- With one of the viable option among the best American Express cards for 2024 you get free credit for Global Entry or TSA precheck after you apply through the official enrollment provider.
- The eligible card members get exclusive 15% off when using miles to book award travel on Delta flights through Fly Delta application and delta.com.
Best Airline Credit Cards with Companion Tickets
If you are looking for greater discounts on airline credit cards look for cards that offer companion pass. This way you get a chance to explore different parts of the world with your partner which further adds to your joyous experience.
6. Hilton Honors Aspire Card from American Express
Annual Fee: $ 550
Reward Rate: 1x-7x
Credit Score Required Excellent (700-749)
Why we picked this card?
This card is a tasty treat for all Hilton travelers who prefer luxury over anything. In exchange for the costly annual fee, this card provides lucrative bonus through airline and resort credits. The perks of the card are not limited to statement credit instead you get Diamond Elite status, free annual award and CLEAR Plus Membership to reap all its benefits.
Card Details of no #6 Card among the Best American Express Cards for 2024
- This card offers generous signup bonus of 180,000 bonus points after spending an amount of $6,000 on purchases in the first 6 months of account opening
- Earn 14 points on each dollar you spend on eligible purchases on participating hotels and resorts within the Hilton Portfolio
- Earn 7 points on each dollar you spend on flights that are booked through airline or Amextravel.com. Moreover, you can get 7 points on car rentals and U.S restaurants
- Earn 3 points per dollar on all the other purchases you make through Hilton Honors Aspire Card from American Express
- Get up to $400 statement credit each year for eligible purchases at participating Hilton Resorts
- Being one of the safe and most secure cards among the best American Express cards for 2024, it gives you complimentary Diamond Status
- Get up to $200 flight credit annually and you can redeem $50 in each quarter
7. American Express® Green Card
Annual Fee: $ 150
Reward Rate: 1x-3x
Credit Score Required Excellent (700-749)
Why we picked this card?
The Amex Green card fills the gap between the hefty travel card and bare bonus travel cards. It is a perfect fit for travelers who make use of the transfer partners to get generous credits and rich rewards. The annual fee is mediocre and justified with purchase protection and lounge buddy statement credits. This card is a reasonable option among the best American Express cards for 2024 to place in your wallet.
Card Details of no #7 Card among the Best American Express Cards for 2024
- As a welcome bonus, you can earn 60,000 Membership Reward points® after you spend $3,000 on purchases in the first 6 months of Card membership. Additionally, earn 20% cashback on travel and transit purchases with up to $200 cashback in the form of statement credit
- Earn 3x Membership Reward® points on airfare , hotels , travel , cruises , car rentals , vacation rentals and more
- Earn 3x Membership Reward® points on transit that includes taxi , trains, ferries, parking buses , subways
- With Amex Green earn 3x Membership Reward® points on U.S restaurants that includes takeout and delivery as well
- Being in the list of best American Express cards for 2024 it provides travel insurance in case of trip delays and cancellation
- This card provides you payment flexibility as you have the option to pay bill in full or in small monthly installments
- Get $189 CLEAR Plus Credit every year if you have paid for the CLEAR Plus With Amex Green Card
- Get $100 lounge buddy credit annually if you purchase lounge access through Amex Green Card
8. The Plum Card® from American Express
Annual Fee: $ 250
Reward Rate: 1.5%
Credit Score Required: Good to Excellent (700-749)
Why we picked this card?
This card is not a typical credit card but a charge card which means that you cannot carry the long-term balance on it. Moreover, the option to pay the balance within 60 days without interest payment is available. Instead of rewards, you get an unlimited discount on eligible charges within 10 days of account statement closing date. This discount is favorable for businesses who spend a lot on goods.
Card Details of no #8 Card among the Best American Express Cards for 2024
- If pay early you get an unlimited 1.5% early pay discount on the eligible charges prior 10 days to your statement closing date and the discount is applicable on the next statement
- This card offers you the chance to pay off for purchases interest-free for 60 days only if you pay a minimum amount before the due date
- Plum card is effective to buy big for your business
- With this card you get purchase protection, return protection and extended warranties
- Being in the list of Best American Express Cards for 2024, it charges no foreign transaction fee
9. American Express Business® Gold Card
Annual Fee: $ 295
Reward Rate: 1x-4x
Credit Score Required : Good to Excellent (690-850)
Why we picked this card?
The American Express Business® Gold Card is the preferred choice for individuals who spend a considerable amount of money on U.S supermarkets and restaurants. These facets make it a viable option for everyday spending. To avail of greater reward points you have to spend a substantial amount of money in each quarter.
Card Details of no #9 Card among the Best American Express Cards for 2024
- As a signup offer, through this card, you can earn 70,000 Membership Rewards points® after you spend a total of $10,000 in the first 3 months of card membership
- With one of the great options among the best American Express cards for 2024you can earn 4x Membership Rewards® points on the 2 highest spending categories in each billing cycle with a spending limit of $15,000 on combined purchases
- Earn 3X Membership Rewards® points on flights and prepaid hotels that are booked through amex.travel.com
- Get up to $20 as statement credit each month for eligible U.S purchases at FedEx, Office Supply Stores, Grubub
- Earn $12.95 in statement credit monthly only when you pay for your monthly Walmart Membership
10. Amex Everyday® Preferred Credit Card
Annual Fee: $ 95
Reward Rate: 1x-3x
Credit Score Required: Good to Excellent (690-850)
Why we picked this card?
The Amex Everyday® Preferred Credit Card is good for all those who make frequent gas and supermarket purchases each month. To avail the stellar 50% bonus on the card you have to use this card at least 30 times in a month.
Card Details of no #10 Card among the Best American Express Cards for 2024
- With this card you earn 15,000 Membership reward points after making purchases of up to $2,000 in the first 6 months
- Being in the list of best American Express cards for 2024, it offers you payment flexibility , either pay in full each month or carry a balance with interest charges
- Earn 3x points on U.S supermarkets with a total spending cap of $6,000 annually
- Earn 2x points on US gas stations and 1x points on all the other purchases you make through this card
- If you use this card more than 30 times in each cycle you earn 50% extra points on purchases with less returns and credits
Frequently Asked Questions
Which American Express Card is good for frequent travelers?
The Platinum Card from American Express is regarded as the best choice for frequent travelers. It provides access to 100+ airport lounges that come with the Priority Pass. Moreover, it also offers complimentary Gold Status with Marriott and Hilton hotels.
Which American Express credit cards are best for dining rewards?
The first option in the list of the best American Express cards for 2024, Amex Gold Card is a great card to earn valuable reward points. It gets you 4 points per dollar on restaurants and takeaways.
Which one the cards among the best American Express cards are good for cashback rewards?
If you are more interest in cashbacks rather than the Membership Reward points than, Blue Cash Preferred Card® from American Express is great for family spending. With the annual fee waived off for the first year , you can earn 6% cashback on supermarkets and streaming services.
