Hotel credit cards are specifically designed for all those individuals who love to travel to different parts of the globe and are loyal to a specific chain of hotels. A co-branded hotel credit card bears the name of the hotel company and offers greater perks for a stay in a hotel just like airline credit cards. The best hotel reward credit cards are geared towards customers who are loyal to a particular hotel. Some of them even offer free anniversary nights.
The major benefit of the best hotel reward credit cards offer complimentary elite status , bonus points, and potentially even on-property credits that are of great value. Some of the options in hotel reward credit cards offer increased sign-up bonus which is the golden opportunity to rack up the points. Lets dive into the details of the best hotel reward credit cards.
Table of Contents
Quick Summary – Best Hotel Reward Credit Cards for 2024
- Chase Sapphire Preferred® Card – Best overall credit card for point transfer to hotel programs
- Marriott Bonvoy Boundless® Credit Card – Great card for the loyal Marriott fans
- Capital One Venture Rewards Credit Card – Great premium travel card with hotel rewards
- Hilton Honors Aspire Credit Card from American Express – Great premium hotel-specific credit card
- IHG® One Rewards Premier Credit Card – Best card for IHG properties
- The World of Hyatt Credit Card – Great card for Hyatt loyalists
Charting the Best Hotel Reward Credit Cards for 2024
| Card | Annual Fee | Greatest Hotel Reward | Welcome Bonus |
| Chase Sapphire Preferred® Card | $95 | Point transfer to hotel programs | 60,000 points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®. |
| Marriott Bonvoy Boundless® Credit Card | $95 | Marriott Bonvoy points | Earn 100,000 Marriott Bonvoy® Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. |
| Capital One Venture Rewards Credit Card | $95 | 2 miles per dollar on every purchase, every day. You can redeem miles for travel at a rate of 1 cent per mile. | Earn 75,000 bonus miles after you spend $4,000 on purchases in the first 3 months from account opening. |
| Hilton Honors Aspire Credit Card from American Express | $550 | Hilton Honors points | Earn 150,000 Hilton Honors Bonus Points after you spend $4,000 in purchases within the first 3 months of account opening. |
| IHG® One Rewards Premier Credit Card | $99 | IHG One Rewards points | Earn 80,000 IHG One Rewards Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. |
| The World of Hyatt Credit Card | $95 | World of Hyatt points | Earn 60,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. |
Chase Sapphire Preferred® Card
| Annual Fee | $95 |
| Regular APR | 21.49%- 28.49% (Variable APR) |
| Recommended Credit Score | Good to Excellent ( 690-850) |
The Chase Sapphire Preferred® Card is one of the best overall option in the list of hotel cards. The card has a great earning rate to accrue rewards faster. This is not a co-branded card specifically for the particular hotel but offers flexibility in earning and transferring points for a greater value.
Being one of the best hotel reward credit cards the points are worth 1.25 cents when redeemed through Chase . Moreover, the points are easily transferable to 11 hotel programs and airlines of your choice. The hotel programs includes lavish world-class rooms with fancy suites if you are looking for a luxurious stay.
Introductory Offer
Through one of the best hotel reward credit cards, you can earn 60,000 bonus points after you spend a total of $4,000 on purchases in the first 90 days of account opening. These bonuses are equal to $750 when redeemed through the Chase Ultimate Rewards®
Reward rates of no#1 best hotel reward credit cards
- Earn 5x on travel purchases through the Chase Ultimate Rewards®
- Earn 3x on dining
- Earn 2x on all the other travel purchased and more
Details
- Get $50 as an annual Ultimate Rewards hotel Credit
- With one of the best hotel reward credit cards, you gain 25% more value when you redeem for hotel , airfare, and cruises through Chase Ultimate Rewards®
- The full-fledge travel insurance, auto rental collision damage waiver, and lost baggage insurance are covered in this card
- Get complimentary access to the DashPass which offers $0 delivery fees and low service fees for a tenure of one year
Best Credit Cards for Travel Insurance
Many of the premium travel cards provide comprehensive travel insurance coverage. The Chase Sapphire Preferred card is also one of the viable options to get travel insurance. If you want to explore other airline credit cards that offer great perks like reimbursement in case of lost luggage you can head to the blog .
Marriott Bonvoy Boundless® Credit Card
| Annual Fee | $95 |
| Regular APR | 21.49%- 28.49% (Variable APR) |
| Recommended Credit Score | Good to Excellent (690-850) |
In an annual fee of $95, this card offer various perks. With this card you become automatically eligible for the silver elite status with up to 10% bonus rewards on the stays. Moreover if you spend extravagantly on hotels then with one of the best hotel reward credit cards you get to enjoy Gold status which awards 15 elite night credits each year to lock in some extra perks.
The good aspect is that Marriott wide selection of locations for both economy and premium. And the card does not particularly limit you to only use points for hotel stays. The free annual night certificate outweighs its annual fees.
Introductory Offer
As a sign-up bonus one of the best hotel reward credit cards, you get 3 free Night awards, with each night holding value of 50,0000 points after qualifying purchases
Reward rates of no#2 best hotel reward credit cards
- Best reward rate with up to 17x total points on each dollar you spend at thousands of hotels that are participating in the Marriott Bonvoy with this card
- Earn 3x points on combined purchases on grocery stores, dining , gas stations with a spending limit of $6,000
- Being one of best hotel reward credit cards it can earn you 2x points on all the other purchases
Details
- With one of the best hotel reward credit cards you earn 1 elite night credit with a spending limit of $5,000 on purchases
- Get 1 free night award with a value up to 35,000 points on each account anniversary
- Receive 15 Elite night credits annually with silver status that can be further upgraded to gold with a total spending of $35,000 in each calendar year
- Charges no foreign transaction fee
Capital One Venture Rewards Credit Card
| Annual Fee | $95 |
| Regular APR | 21.24%- 29.24% (Variable APR) |
| Recommended Credit Score | Good to Excellent (690-850) |
If you are in search of credit cards that offer a simple way to earn rewards, look no further than the Capital One Venture Rewards Credit Card. This card is in the list of the best hotel reward credit cards with the ease of transferring points to 15+ transfer partners. As it is a fixed rate card it will still offer more value than most of the travel cards.
No matter if you want to redeem miles for hotel stays, flights or cruises, this card does all for you. For easy redemption , grab this card and make use of it in the best possible ways.
Introductory Offer
As a welcome bonus, you can earn 75,000 miles after you spend $4,000 on purchases within the first 90 days of account opening.
Reward rates of no# 3 best hotel reward credit cards
- Get 5 miles per dollar on hotels and car rental s that are booked through Capital One Travel
- Get 2 miles on each dollar you spend on all the other purchases
Details
- With this card you receive up to $100 as statement credit for TSA Pre Check and Global Entry
- Being in the list of the best hotel reward credit cards, it offers complimentary visit to Capital One Lounges and Premium Lounges
- The miles in this card won’t expire until you have your account opened
- Use the miles you have earned to get reimbursed for multiple travel purchases
- With one of the best hotel reward credit cards
- , you can enrich your experience with a complete suite of cardholder benefits with $50 experience credit for room upgrades and other facilities
- Easily transfer miles to 15+travel loyalty programs
Best Credit cards with Free Airport Lounge Access
Traveling in luxury is a dream for all . So choose an airline credit card that offers free airport lounge access. The free airport lounge access means that you can enjoy the pre-flight time in comfort while munching with your favorite movie on a comfortable sofa seat.
Hilton Honors Aspire Credit Card from American Express
| Annual Fee | $550 |
| Regular APR | 20.99%- 29.99% (Variable APR) |
| Recommended Credit Score | Good to Excellent (700-749) |
Considering the annual fee, this card is regarded as the high end option to earn Hilton Honors points . This one is a favorable option only for the frequent Hilton travelers. The ongoing value for the hotel and airline credit is greater than the total annual cost. The Diamond Elite Status, free night award, and CLEAR Plus Membership are few of the greatest benefits of this card.
The card makes it comparatively easy to get a high balance in the Hilton Honors account to enjoy stays at the luxurious properties with Hilton Honors award nights. In brief, the card offers multiple options when it comes to redemption options.
Introductory Offer
As an introductory bonus, you can earn 180,000 bonus points with a spending limit of at least $6,000 in the first 6 months of the card membership
Reward rates of no#4 best hotel reward credit cards
- Being one of the best hotel reward credit cards, you can earn 14 points for each dollar you spend on eligible purchases on hotels and resorts that are in the Hilton portfolio
- Earn 7 points on flights that are booked through American Express travel or car rentals booked through the U.S companies
- On all other purchases you can earn 3 bonus points
Details
- As long as your card is functional you get Hilton Diamond Status that holds a value of $3,000 annually for lounge access, free breakfast, room renovations and more
- With one of the most expensive card options in the list of best hotel reward credit cards you get up to three reward nights in Hilton properties with a spending limit of $60,000 in each calendar year
- Get up to $400 statement credit for Hilton resorts that can be redeemed for fun activities like dining , spa treatments, and much more
- With this card you also get cell phone protection coverage of $800 maximum per claim
- Being in the list of the best hotel reward credit cards, it charges no foreign transaction fees
IHG® One Rewards Premier Credit Card
| Annual Fee | $99 |
| Regular APR | 21.49%- 28.49% (Variable APR) |
| Recommended Credit Score | Excellent (700-750) |
If you prefer to stay at the InterContinental Hotel Group, this card is a perfect fit for you. The card is well worth its total annual cost with free anniversary night along with Premium Elite status. This card is a high bang for the buck for all those who prefer IHG properties. For all those looking for redemption points to multiple hotels, we suggest looking for other hotel rewards credit.
Reward rates of no#5 best hotel reward credit cards
- Earn 26 points on each dollar you spend on IHG hotels and resorts
- Earn 5 points if you spend each dollar on gas stations, travel, and restaurants
- On each dollar you spend on all other purchases you get 3 points
Details
- With this card you can earn bonus points of 140,000
- Being in the list of the best hotel reward credit cards you can enjoy free night stays at IHG Hotels and Resorts on each anniversary year
- When you redeem points for 4 consecutive night stays at IHG hotel you get free reward night
- This card gets you Automatic Platinum Elite Status as long as you hold the card
- Get $100 as statement credit every 4 years for Global Entry or TSA PreCheck
- The bonus points you get through are redeemable at Hotels & Resorts such as Kimpton®, EVEN® Hotels , Indigo® Hotels, Hotels & Holiday Inn®, InterContinental®
The World of Hyatt Credit Card
| Annual Fee | $95 |
| Regular APR | 21.49%- 28.49% (Variable APR) |
| Recommended Credit Score | Excellent (690-850) |
This card offers lavish benefits at a reasonable cost. This card is primarily geared towards the Hyatt lovers who prefer Hyatt hotels and resorts over everything. Being the best hotel reward credit card, you can stay at Hyatt properties few times a year and get automatic elite status on the card. You get up to 15,000 points each year as reward which is the greatest perk of this card.
Introductory Offer
As a signup bonus, you earn 30,000 bonus points on purchases in the first 3 months of account opening. Also, in the first 6 months you get 2 bonus points on each dollar you spend on purchases
Reward rates of no#6 best hotel reward credit cards
- With this card you earn 9 points for Hyatt stays
- Get 4 bonus points on each dollar you spend at Hyatt hotels as a world of Hyatt Member
- Earn 2 bonus points on each dollar you spend on airline tickets , restaurants, local transit along with gym membership
Details
- Being in the list of the best hotel reward credit cards, you enjoy complimentary World of Hyatt Discoverist Status as long as the account is functional
- On each card anniversary you get 1 free night at Hyatt Hotel and resorts that fall in categories (1-4)
- Receive 5-tier qualifying night credit each year until the account is functional
- If you spend a total of $15,000 each calendar year, you get an extra free night in Hyatt hotels and resorts
- Earn 2 qualifying night credit towards the tier status when you make purchases off up to $5,000 with this card.
Frequently Asked Question
 How do hotel credit cards work?
The hotel card lets you earn points when you stay at particular hotel as per the terms of usage of the card. The co-branded hotel reward cards offer great points for spending at the affiliated hotel brand.
One of the greatest perk offered by hotel credit cards are free night stays . other benefits include bonus point on stays, hotel loyalty status and much more to facilitate a large user base.
What are the pros and cons of hotel reward credit cards?
As each credit card has  distinct set of advantages and disadvantages, here we have listed the general pros and cons of hotel credit cards
Pros
1. Travelers can leverage the best rewards for spending on particular hotels
2. Multiple hotel credit cards offer, free night stays, travel credit and room upgrades for the frequent travelers
Cons
1. Requires good to excellent credit score to become eligible for the card
2. Many of the top-tier option comes with greater annual fee
3. It is highly dependent on your travel habits you might miss chance of earning points if not travel frequently
