United Airlines offers a huge range of credit cards with valuable perks that include no annual fee credit cards to $525 a year club credit cards for frequent travelers. No matter, if you travel regularly or occasionally you can benefit from the best credit cards for United Flyers. Not only the cards are useful when flying United but you can gain transferable points on all other purchases too.
The points you gain through this card can be transferred and redeemed through multiple channels. It is important to mention here that the higher the fee greater the rewards you can earn. Below you will find the top picks for the Best Credit cards for United Flyers for 2024.
Table of Contents
Quick Summary – Best Credit Cards for United Flyers for 2024
- United Club℠ Infinite Card – Best United Airline card with VIP lounge access
- United℠ Explorer Card – Great mid-tier credit card for United flyers
- United Quest℠ Card – Great United Airlines credit card for miles rebate
- United℠ Business Card – Best United Airlines credit card for business travelers
- United Gateway℠ Card – Great no annual fee credit card for United Flyers
Charting the Best Credit Cards for United Flyers for 2024
| Card | Best For | Annual Fee | Credit Score | Welcome Bonus |
| United Club℠ Infinite Card | Best United Airline card with VIP lounge access | $525 | Excellent | 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening. |
| United℠ Explorer Card | Great mid-tier credit card for United flyers | $95 | Good to Excellent | 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening. |
| United Quest℠ Card | Great United Airlines credit card for miles rebate | $99 | Good | 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening. |
| United℠ Business Card | Best United Airlines credit card for business travelers | $250 | Good to Excellent | 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening. |
| United Gateway℠ Card | Great no annual fee credit card for United Flyers | $0 | Good | 20,000 bonus miles after you spend $1,000 on purchases in the first 3 months from account opening. |
United Club℠ Infinite Card
| Annual fee | $525 |
| Reward rate | 1x-4x |
| Introductory Offer | 90,000 miles |
| Regular APR | 21.99%-28.99% |
If you prefer United Club Membership with high reward returns then go for none other than the United Club℠ Infinite Card. The high annual fee might feel a strain on the wallet but the perks and benefits outweigh its total cost. This card provides access to the world class lounges in a price less than its total Membership cost .
The greater reward rate along with free checked bags on boarding makes this card a top pick for United flyers. At the top position of the Best Credit cards for United Flyers, this card is geared towards all the frequent United airline travelers.
Rewards of no #1 among the Best Credit cards for United Flyers
- As a welcome offer this card provides 90,000 bonus miles with a spending limit of $500 in the first 90 days of the account opening
- Being the top pick among the best credit cards for United Airlines it lets you earn 4 miles on each dollar you spent on all the United purchases
- This card lets you earn 2 miles on each dollar you spend on the travel, dining and the selected major streaming subscriptions
- On all the other purchases made through this card you earn 1 mile for each dollar you spend
- With first and second checked bags you can save $320 on each round trip
- This card being the first-class option among the best credit cards for United Flyers for 2024 provides the chance of priority boarding
- This high-value United Airlines credit card gets you up to $125 United purchase credit and 10,000 miles award flight credit
- Get up to 6,000 Premier qualifying points PQP with a spending limit of $12,000
- This card provides Premier access at the airport while taking in consideration the comfort and luxury of the users
- This card also provides $100 statement credit for TSA PreCheck and other Global Entry applications
- This card also offers multiple consumer protection benefits that include a primary auto rental collision waiver, extended warranty on purchases, return protections and much more
| Pros | Cons |
| United Club Membership compensates its annual fee | High annual fee |
| Charges no foreign transaction fee | No intro APR and high regular APR |
| Free checked bags and other luxury perks |
Best Credit Cards for Travel Insurance
If you want the most comprehensive travel insurance card from United then there is no other option than the United Club℠ Infinite Card. But other than that there is a long list of credit cards that offer travel insurance along with luxury travel perks .
United℠ Explorer Card
| Annual fee | $0 for first year then $95 |
| Reward rate | 1x-2x |
| Introductory Offer | 60,000 miles |
| Regular APR | 21.99%-28.99% |
A high-value reward card in a reasonable price is the greatest benefit of this. Being an excellent united card option in the list of best credit cards for United Flyers for 2024 it is targeted towards all the moderate United flyers. The annual cost at the initial year is $0 which again puts this card in the list of reasonable priced cards. The free checked bags on the United flights can alone fulfills its total annual cost .
In brief, this card in a minimal fee gives you the taste of the airport lounge access . Along with this its also a viable option for dining and hotels along with other United purchases.
Rewards of no #2 among the Best Credit cards for United Flyers
- As a signup bonus with a spending limit of $3,000 in the first 90 days you can earn 60,000 bonus miles.
- This moderate priced card is in the list of best credit cards for United Airlines lets you earn 2 miles on each dollar you spend on hotel stays and dining
- Get up to $100 as a statement credit for Global Entry and TSA PreCheck
- This card also provides 25% back as statement credit on food , beverages , Wi-fi on all United flights
- The first free checked bags let you save $140 for each round trip
- Being one of the best credit cards for United Flyers for 2024, it lets you to enjoy the priority boarding privileges with access to 2 one-time passes each calendar year
| Pros | Cons |
| Annual fee is waived for the first year | Limited seats for the Saver Awards |
| Earn unlimited miles with no spending cap restrictions | No 0 APR and high regular APR |
| Rewards have no blackout dates |
Best Credit Cards for Global Entry and TSA PreCheck
Most of the premium travel cards offer statement credit for Global Entry. Even for the infrequent travelers, United℠ Explorer Card is a good option to avail $100 in statement credit for Global Entry . If you want to look for other good option head to the blog for details.
United Quest℠ Card
| Annual fee | $250 |
| Reward rate | 1x-3x |
| Introductory Offer | 70,000 miles |
| Regular APR | 21.99%-28.99% |
This card is a favorable and middle-of-the-road option for all the frequent travelers. The reward rate is high for travel , dining along with the other travel protections. Being a reward card specifically for United flyers it provides primary car rental coverage along with trip interruption and cancellation waiver.
Although it does not provide solid earnings on everyday purchases but the valuable travel perks compensates its cost . In nutshell, being a viable option among the best credit cards for United Flyers for 2024 it earn more miles and offer greater perks in comparison to the other airline credit cards.
Rewards of no #3 among the Best Credit cards for United Flyers
- The introductory offer of this card provides 70,000 bonus miles along with 500 PQP on qualifying purchases through this card
- On all the United purchases this card lets you earn 3 miles on each dollar youspend
- The mid-tier card in the list ofbest credit cards for United Airlines can earn you 2 miles on each dollar you spend on travel, dining, and other valid streaming subscriptions
- On all the other purchases this card provides 1 mile on each dollar spent
- Enjoy the luxury privileges of first and second-checked bags with a total saving of up to $320 on each round trip .
- Being a moderate priced card in the list of best credit cards for United Flyers for 2024 it gets you up to $125 united purchase credit along with 10,000 miles as Award flight credit
- Get a chance to earn 6,000 Premier qualifying points on every $12k spend on purchases
| Pros | Cons |
| Annual fee is waived for the first year | Earnings for all other purchases are low |
| Generous rewards with first checked bags and United purchase credit | Checked baggage is applicable on 1 companion |
| Provides auto rental collision damage waiver |
United℠ Business Card
| Annual fee | $0 for the first year and then $99 |
| Reward rate | 1x-2x |
| Introductory Offer | 50,000 miles |
| Regular APR | 21.99%-28.99% |
For all those who choose United airline as the primary airline for travel, this card is a good option. With this card you can use the MileagePlus miles to save the additional money on airfare and other card perks. Being the great option in the list of best credit cards for United Flyers for 2024, it is a helpful travel companion for all business travelers.
In brief the occasional travelers can easily bear the cost to avail plenty of the benefits offered by this card.
Rewards of no #4 among the Best Credit cards for United Flyers
- As a sign-up bonus you can earn 50,000 miles with a spend cap of $5,00 in the first 3 months of the account opening
- When you have Chase United card along with United℠ Business Card , you can get 5,000 mile “ better together” bonus on each anniversary year
- This card lets you 2 miles on United purchases, dining , gas stations , office supplies and local transit
- Like all the other United cards this also provides 1 mile on all the other purchases
- Being a low-cost option in the list of best credit cards for United Flyers for 2024 it lets you gain access to employee cards a no additional cost
- Save up to $140 on every round trip first checked bags on all the United flights
- This card provides a time pass each year for the United Clubs a long with priority boarding privileges
- You are only eligible for the United travel credit of $100 if and only you make 7 United flight purchases each year of more than $100.
| Pros | Cons |
| Free checked bags at a low yearly cost | Offers no introductory APR period |
| Anniversary perk is beneficial for the users | Rewards have limited flexibility |
| Lounge Membership access for the cardholders |
United Gateway℠ Card
| Annual fee | $0 for the first year and then $99 |
| Reward rate | 1x-2x |
| Introductory Offer | 30,000 miles |
| Regular APR | 21.99%-28.99% |
This one is an entry-level card that is preferred for casual United flyers. With no annual fee this card is a must-have option in your wallet. The benefits of this card though not many but at the same time it wont cost anything to carry. It lacks free checked bags and early boarding benefits for the users.
In brief , being a no-annual fee United airline card among the best credit cards for United Flyers for 2024 it lets you gain simple and respectable rewards.
Rewards of no #5 among the Best Credit cards for United Flyers
- As a welcome bonus you can earn 30,00 bonus miles with no spending cap
- Being a no annual fee card among the best credit cards for United Flyers for 2024 earn 2 miles on each dollar spent on United purchases , gas stations, local transit
- Like the other premium travel cards this also provides 1 miles on each
- With this card you get upto 25% back as statement credit for food, drink , Wi-Fi and other on board purchases on the United flights
| Pros | Cons |
| Enjoy expanded United award travel availability | Offers no introductory APR period |
| Charges no annual or foreign transaction fee | No free checked bags |
| Comparatively high reward rate for a no annual fee airline credit card |
What is the credit score needed for the United Airlines credit cards?
The airline credit cards usually require a credit score ranging from good to excellent. The FICO score that comes in the range of good credit score starts from 670 till 739 . Also, anything that is beyond the 740 bracket is regarded as excellent credit score.
If you want to opt for the premium card in the list of best credit cards for United Flyers for 2024, then the credit score should be excellent. But the other mid-tier credit card options like United Quest℠ Card can be availed with credit score ranging from 700-750. Apart from that it is important to note that credit score , total income , existing debt and payment history is also considered for credit card eligibility.
How to pick the Best credit cards for United Airlines?
Finding the right United Airline credit card can be difficult process for you .Here are few questions you can ask yourself before opting for a United Airlines credit card.
- Can you afford the high annual fee?
As you have to pay annual fees on yearly basis so keep this factor important .Firstly think of your yearly spending and then go for a single option. So for instance if you are a casual United flyer, a high fee United Club℠ Infinite Card may not be the favorable choice.
- Will you use the perks of the card?
Many of the premium United credit cards offer great perks that include free checked bags, travel issurance and annual travel credits. So before you apply for a new credit card think of the usage pattern. If it’s actually useful for you in terms of rewards than go for the viable option.
- How easily you can spend the miles ?
Unite airline credit cards are specifically for the individuals who are loyal to the United airlines. If you want to transfer it to the other airline patterns then unfortunately this is not a favorable option. And for all those who are not loyal to United , prefer cashback or other reward cards.
What all United Airlines credit cards have in common?
The common aspects of the United Airline credit cards include the following
- Get 25% cashback on the United in-flight purchases
If you have any of the United card in your wallet you can benefit from 25% back as statement credit for food , beverages and all other inflight purchases. The 25% rebate is a token of appreciation for using the United card on flights
- Foreign transaction fee
Most of the cards that are included in the list of the best credit cards for United Flyers for 2024 comes with no foreign transaction fee. This means that if you make purchases out of the U.S then no fee will be charged. These cards act as a solid travel companion when you are going abroad.
- Clear program Discount
With united airlines specified cards travelers can save their time and money on the airports by using Clear biometric system. The Clear membership usually cost $189 annually but with United card you get it for $109. The discounted price for Clear is just solely for the United card holders.
Frequently Asked Questions
Can I get free checked bags with United airline credit cards?
Many of the premium credit cards among the best credit cards for United Flyers for 2024 offer free checked bags to the United flyers. For free checked bags the card options include the United Club Infinite card, United Explorer card and United Business Card.
What is the easiest United card to get?
Although the majority of the credit card requires excellent credit score. But among them, all United Explorer card is comparatively easy to get.
What are the United Airline branded cards ?
The United airlines cards are issued by Chase. The co-branded credit cards in the list of best credit cards for United Flyers for 2024 includes United Explorer card and united Club Infinite card. These cobranded cards are useful to earn Mileage Plus miles that can redeemed for other partner airlines too.
