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Having a premium travel card in your pocket can help you sort out multiple problems at once. From bonus rewards in the form of airline lines to concierge services, they are jam-packed with the flashiest perks. The greatest incentive that is offered by premium travel credit cards are the airport lounge access perk. When you have one of the best credit cards with free airport lounge access in your pocket, you can easily spend your pre-flight time in a cozy lounge with ample options of food and drinks of your choice.

There are various card options available that offer elite travel benefits in the form of no foreign transaction fee, statement credit for Global Entry with travel and purchase protections. The exact perks vary from card to card but most of the premium cards if not all have most of the perks in them. Let’s dive into the details of the best credit cards with free airport lounge access.

Table of Contents

Quick SummaryBest Credit Cards with Free Airport Lounge Access for 2024

  • The Platinum Card from American Express – Top pick for access to the American Express Global Lounge Collection
  • Capital One Venture One X Rewards Credit Card – Best-in-class credit card for lounge access for families
  • Chase Sapphire Reserve® – Great card for airport lounge access
  • Citi® /AAdvantage® Executive World Elite Mastercard® – Great card for access to Admirals Club lounges
  • Delta SkyMiles® Reserve American Express Card – Great Delta card with lounge access
  • United Club℠ Infinite Card – Best card with lounge access for frequent United flyers
  • Hilton Honors American Express Aspire Card – Great hotel card with lounge access
  • The Hilton Honors American Express Business Card- Great non-premium card with lounge access

Charting the Best Credit Cards with Free Airport Lounge Access for 2024

Best Credit Cards with Free Airport Lounge AccessAnnual FeeLounge BenefitRegular APRWelcome Bonus
The Platinum Card® from American Express$695Access to the American Express Global Lounge Collection, including Centurion Lounges, Delta Sky Clubs, Escape Lounges, and Priority Pass lounges14.25% – 22.25% Variable APR60,000 Membership Rewards points after you spend $5,000 on eligible purchases in your first 6 months of Card Membership
Capital One Venture X Rewards Credit Card$395Priority Pass Select membership with unlimited visits to over 1,300 lounges worldwide, plus two complimentary guest passes per visit16.99% – 23.99% Variable APR75,000 miles after you spend $4,000 on eligible purchases within the first 3 months of account opening
Chase Sapphire Reserve®$550Priority Pass Select membership with unlimited visits to over 1,300 lounges worldwide, plus two complimentary guest passes per visit18.99% – 25.99% Variable APR60,000 points after you spend $4,000 on purchases in the first 3 months from account opening
Citi® /AAdvantage® Executive World Elite Mastercard®$595Admirals Club membership with unlimited access to Admirals Club lounges worldwide, plus access to American Express Centurion Lounges, as well as two complimentary guest passes per visit18.74% – 24.74% Variable APR50,000 American Airlines AAdvantage® miles after you spend $5,000 in purchases within the first 3 months of account opening
Delta SkyMiles® Reserve American Express Card$550Delta Sky Club membership with unlimited access to Delta Sky Club lounges worldwide, plus access to American Express Centurion Lounges, as well as four complimentary guest passes per year18.74% – 24.74% Variable APR60,000 SkyMiles after you spend $3,000 in purchases on your new Card in your first 3 months of Card Membership
United Club℠ Infinite Card$525United Club membership with unlimited access to United Club lounges worldwide, plus access to American Express Centurion Lounges, as well as two complimentary guest passes per visit18.99% – 24.99% Variable APR60,000 bonus miles after you spend $3,000 on purchases on your new card in your first 3 months of card membership.
Hilton Honors American Express Aspire Card$550Priority Pass Select membership with unlimited visits to over 1,300 lounges worldwide, plus two complimentary guest passes per visit, as well as Hilton Honors Diamond status18.24% – 27.24% Variable APR150,000 Hilton Honors Bonus Points after you spend $4,000 in purchases on your Card in your first 3 months of Card Membership
The Hilton Honors American Express Business Card$95Priority Pass Select membership with 10 free visits per year to over 1,300 lounges worldwide, plus two complimentary guest passes per visit18.24% – 27.24% Variable APR130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on your Card in your first 3 months of Card Membership

The Platinum Card from American Express

The Platinum Card from American Express

Annual Fee: $695
Rewards Rates:
1x-5x

Welcome Bonus: 80,000 miles

Credit Required: Good to Excellent (690-850)

The Platinum Card from American Express is regarded as the most expensive credit card bundled with endless benefits. This card is for frequent travelers to add a touch of luxury to their travel experience. Through this card, you gain access to 1200+ lounges starting from the elite Centurion and International American Express lounges to all other Delta Sky Club lounge networks.

The premium card is among the best credit cards with free airport lounge access that will help you gain access of curated menus, and spa treatments in the lounges. However, the well-known lounges that you can gain access to with the Amex Platinum card are Escape Lounges, Plaza Premium lounges, Airspace lounges, and Lufthansa lounges to name a few. In brief, the world-class perks outweigh its annual fee

Details of the no #1 Card among the Best Credit Cards with Free Airport Lounge Access

  • As a signup bonus you can earn 80,000 Membership Rewards Points® after you spend total of $8,000 on purchases in the first 6 months of account opening
  • Being one of the greatest options among the best credit cards with free airport lounge access this card can let you earn 5X Membership Rewards Points® on the flights that are booked through American Express Travel with a spending limit of $500,000 in each calendar year
  • Earn 5X Membership Rewards Points® on prepaid hotels that are booked through American Express Travel
  •  Get $200 in statement credit every year on prepaid fine hotels and resorts or the Hotel Collection bookings through American Express Travel. The mandatory condition to get statement credit is that the Hotel Collection requires a minimum two-night stay.
  •  With this card you get $240 as digital entertainment credit to use on the following services: Disney +, Disney Bundle, ESPN, Hulu , The New York Times , Peacock , The Wall Street Journal and more
  • With one of the solid options among the best credit cards with free airport lounge access, you receive $100 Global Entry Credit every four years along with TSA Precheck with no additional cost
  •  Get $200 as airline fee credit per year in case any incidental fees are charged through your Platinum card
  •  Enjoy $300 Equinox Credit every year on Equinox club membership, and Equinox membership through your Platinum card.
  • Being the premium option among the best credit cards with free airport lounge access, it provides access to 1200+ lounges worldwide through the global Lounge collection
  • Enjoy $200 Uber Cash annually that can be used for Uber rides or eats within the US
  •  Enjoy $189 CLEAR® Plus Credit at 100+ airports, stadiums and other entertainment venues.
  •  With this premium card you can easily unlock exclusive dining reservations with the Global Dining Access by Resy.

Best American Express Credit Cards for Travel

American Express is renowned for its travel cards and there is a complete list of cards that offer impressive travel benefits. If you are having difficulty in selecting the best American express card, then do read the card details listed in this blog.

Capital One Venture One X Rewards Credit Card

Capital One Venture One X Rewards Credit Card

 Annual Fee: $395
 Rewards Rates:
2x-10x

 Welcome Bonus: 75,000 miles

 Credit Required: Excellent (720-850)

The premium travel card from Capital One delivers outstanding benefits that offset the total cost of the card. If you are willing to spend on the travel through the issuer’s online portal then you can reap its full fledge benefits. Being at the top position of the best credit cards with free airport lounge access, the card is packed with extras to travel in luxury.

The Capital One Venture One X Rewards Credit Card can help you gain access to one of the exciting lounge brand , Capital One Lounges . Currently, there are three single locations to enjoy the comfort of lounge that include Dallas Fort International Airport, Denver International Airport, and Dulles International Airport. With the top option among the best credit cards with free airport lounge access, the lounges include premium perks such as dining stations, yoga room, exercise room , grab and go food , shower suite, and much more. To round up the airport lounge benefits, the Venture X is the best credit cards with free airport lounge access also  comes with Priority Pass membership  and access to Plaza Premium Lounges.

Details of the no #2 Card among the Best Credit Cards with Free Airport Lounge Access

  • As a signup bonus, you can earn 75,000 miles once you spend $4,000 on purchases in the first 90 days. The bonus miles in terms of dollars are worth $750
  • When you book your trip through Capital One Travel you receive $300 as statement credit on thousands of trip options
  •  Being at the top position of the best credit cards with free airport lounge access, it provides unlimited complimentary access to 1300+ lounges that include Partner Lounge Network, Capital One Lounges. The access of the lounge is for you and your two chosen guests
  •  With this premium travel card get 1,000 bonus miles on the first anniversary
  •  Earn unlimited 10x miles on rental cars and hotels that are booked through Capital One Travel and 5x miles on flights booked through Capital One Travel
  •  Although the card in in the list of best credit cards with free airport lounge access it is not solely about travel. You can earn unlimited 2x miles on all the other purchases
  •  Use this card to easily cover expenses for travel, flights, hotels, rentals, and, more. Also, you can easily transfer travel miles to your choice to 15+ travel loyalty programs
  •  With one of the top-notch options among the best credit cards with free airport lounge access, you also receive up to $100 in statement credit for Global Entry or TSA Pre Check®

Chase Sapphire Reserve®

Chase Sapphire Reserve®

Annual Fee: $550
 Rewards Rates:
1x-10x

 Welcome Bonus: 60,000 points

 Credit Required: Excellent (720-850)

The Chase Sapphire Reserve® offers a high earning rate for all those who travel frequently and love to dine out. The total $300 travel credit justifies the overall annual fee and the redemption is easy through the Chase Ultimate Rewards. Being one of the best credit cards with free airport lounge access for 2024  it comes with a priority pass membership that provides exclusive access to 1300 lounge networks worldwide.

The key reason for the preference of Chase Sapphire Reserve® is that it includes the best priority Pass  with non-lounge experiences distinct from the American Express and Capital One credit cards. The non-lounge experiences have ample of perks like sleeping areas, separate spa sections and restaurants for the joyous experience of travelers. Not solely the traveler but with one of the best credit cards with free airport lounge access, your guest will also get $ 20 credit to utilize for food and beverages.

The benefits of this card does not end here as it also provides access to the new Chase Sapphire Terrace at Austin Bergstrom International Airport. The brand new indoor space is a hit with complimentary local beverages, snacks and even the board games like shuffle board to enjoy.

Details of the no #3 Card among the Best Credit Cards with Free Airport Lounge Access

  • With this card you can earn 60,000 bonus points as an introductory offer with purchases up to $4,000 in the first 3 months of the account opening. This is equal to $ 900 toward travel when you redeem through the Chase Ultimate Rewards®
  •  Get $300 annual travel credit for travel purchases on each anniversary year
  • Being in the list of the best credit cards with free airport lounge access, you can earn 5x points on flights while 10x points on hotels and car rentals booked through the Chase Ultimate Rewards® with spending limit of $300 on travel annually
  •  Earn 3x points on dining and other travel  and 1 poin  per dollar on all the other purchases
  •  Being the best credit cards with free airport lounge access, it holds 50% more value when you redeem travel points through the Chase Ultimate Rewards®
  •  Get 1:1 point transfer to the leading airline and hotel loyalty programs
  • With one of the viable options among the best credit cards with free airport lounge access , you gain access to 1,300+ world-class airport lounges with single enrollment in Priority Pass™
  • If you have this card in your wallet you can get reimbursement in case of trip interruption an cancellation. Moreover, auto rental collision damage waiver and baggage lost reimbursement are also provided.

Best Credit Cards for Travel Insurance

Trip cancellation and delay is a headache as sitting at the airport for hours can cause extreme frustration. For you to get back the cost of travel insurance, grab one of the best credit cards for travel insurance .

Citi® /AAdvantage® Executive World Elite Mastercard®

Citi® AAdvantage® Executive World Elite Mastercard®

Annual Fee: $595
Rewards Rates:
1x

Welcome Bonus: 70,000 miles

Credit Required: Good toExcellent (690-850)

This card can help you gain tremendous value through its sign-up bonus. For frequent travelers the spending limit to avail welcome bonus is mediocre. This worthy credit card comes with the Admirals Club membership. Being in the list of the best credit cards with free airport lounge access, The solo Admiral Club Membership costs $850 but this card covers all in a total cost of $595.

There are altogether 50 Admiral Club locations where you can enjoy comfort stay using this card . The lounges are world class with complimentary food , drinks , shower suites along with the business centers to facilitate business owners.

Details of the no #4 Card among the Best Credit Cards with Free Airport Lounge Access

  •  As an introductory bonus you can earn 70,000 AAdvantage miles after you spend $7,000 on purchases in the first 90 days of the account opening. As the viable options among the best credit cards with free airport lounge access you receive an Admirals Club membership with total worth of $850
  •  With this card you earn 10 miles per dollar on eligible hotel and Car rentals that are booked through aa.com.
  •  Earn 4 miles for every dollar spent on eligible American Airline purchases
  •  Earn 1 miles on all the other purchases
  •  The solid option in the best credit cards with free airport lounge access provides access to Admiral club membership with 50 lounge locations all across the globe for you and your two immediate family members
  •  Get $100 in statement credit for TSA PreCheck application fee and Global Entry every 4 year

Delta SkyMiles® Reserve American Express Card

Delta SkyMiles® Reserve American Express Card

Annual Fee: $550
Rewards Rates:
1x-3x

Welcome Bonus: 60,000 miles

Credit Required: Good to Excellent (690-850)

This card makes sense for all the frequent Delta flyers who want to grab rich discounts. The access to the Delta Sky Club alone outweighs the total annual fee charges of the card. Being the first class option in the list of best credit cards with free airport lounge access it provides access to world-class lounges with premium facilities. This card can help you gain access to Delta Sky Clubs along with your two guests to accompany you as your travel companions with cost up to $50 per guest.

Delta Sky Clubs offers complimentary food, beverages, Wi-Fi, flight assistance, and even shower suites in the selected locations . At the airport, you can enjoy the facility of first checked bags and priority boarding. Moreover, access to the Centurion Lounges is a plus point when you book the flight through the Delta Reserve card. This is the one and only Delta card that provides you access to the Centurion lounges for free.

Details of the no #5 Card among the Best Credit Cards with Free Airport Lounge Access

  • As a welcome bonus, you get 60,000 bonus miles once you spend $5,000 in purchases with this card
  • With one of the best credit cards with free airport lounge access, you can enjoy access o the Centurion Lounge when you book Delta flight through this card
  •  Enjoy the luxurious perk of first checked bags on the Delta flights
  •  Get free credit for the Global Entry or TSA Precheck at no additional cost
  •  Enjoy 3x miles on all the Delta purchases while 1x miles on all other purchases
  • The eligible card members have the chance to get 15% off when they book flights through delta.com or the Fly Delta application.
  • The Delta SkyMiles® Reserve American Express Card also provides access to Delta Sky Club for you and your two esteemed guests at no upfront cost
  •  With the Status boost, you can earn 15,000 Medallion Qualification Miles (MQMs) with purchases of up to $30,000 up to four times every year
  •  With this card you get Delta comfort + or domestic main cabin round trip companion certificate upon renewal of your card. Baggage charges and other terms and conditions are applicable

Best Airline Credit card with Companion Tickets

 If you are a frequent traveler and don’t prefer to travel solo. Check the best airline credit cards that offer companion discounts and tickets for you to enjoy. The companion discounts will help you save a large portion of your money.

United Club℠ Infinite Card

United Club℠ Infinite Card

Annual Fee: $525
Rewards Rates:
1x-4x

Welcome Bonus: 80,000 bonus miles

Credit Required: Excellent (750-850)

The United Club℠ Infinite Card comes with flashy perks at total cost of $525. This card provides access to the participating Star Alliance partner lounges when flying on United Airlines. As the membership costs $650 a year, being a card member, you get the perks at a minimal price. Furthermore, the United Club offers an escape from the jam-packed airport terminals along with access to high-speed WI-FI complimentary snacks, and beverages served in the lounges.

Being the top-tier option among the best credit cards with free airport lounge access, this card can earn you 4 miles per dollar earning on all United purchases. A complete suite of travel perks makes it a better option for travelers to have it in your wallet .

Details of the no #6 Card among the Best Credit Cards with Free Airport Lounge Access

  •  With this card you can earn 80,000 bonus miles s an introductory after spending on the qualifying purchases
  •  Earn 4 miles on each dollar you spend on the United® purchases
  •  Earn 2 miles on each dollar you spend on travel and dining purchases
  •  On all the other purchases, you can earn 1 mile per dollar on
  •  With this card you get the benefit of first and second bag checked which can lead to potential savings of at least $320 on each round trip.
  •  With one of the viable options in the list of best credit cards with free airport lounge access get 10% United Economy Saver Award discount within the continental U.S and Canada
  •  With this card earn up to 8,000 Premier Qualifying points with a spending of $12k on purchases
  •  Member FDIC

Hilton Honors American Express Aspire Card

Hilton Honors American Express Aspire Card

Annual Fee: $550
 Rewards Rates:
1x-7x

 Welcome Bonus: 180,000 bonus points

 Credit Required: Excellent (700-850)

The Hilton Honors American Express Aspire Card is a hotel chain card that offers more than enough opportunities to offset its total cost. For all the Hilton loyalists, this card is a perfect choice. The top tier Hilton Diamond status includes free Wi-Fi, executive lounge access, and room upgrades as per your convenience in the Hilton hotels. The lounge access for this card is in the form of Priority Pass Membership to avail best benefits.

If you are a committed Hilton Honors loyalist then it’s good to invest your money in purchasing the Hilton Honors American Express Aspire Card. But if you cannot digest the hefty annual fee then go for the general travel cards.

Details of the no #7 Card among the Best Credit Cards with Free Airport Lounge Access

  • As an introductory offer you get a generous bonus of 180,000 points on purchases of $6,000 in the first 6 months of card membership
  • Being the good option in the list of the best credit cards with free airport lounge access, it helps you earn 14 points on each dollar you spend on eligible purchases on the card for Hilton hotels and resorts that fall within the Hilton Portfolio
  • Earn 7 points on each dollar you spend on flights that is booked through amextravel.com and car rentals booked through various U.S companies
  • Earn 3 points on each dollar on the eligible purchases you make through this card
  • Get complimentary Diamond status and annual free night award
  • Get up to $200 flight credit that can be utilized $50 as a statement credit
  • Get up to $400 in statement credit for eligible purchases at participating Hilton Resorts.

The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

Annual Fee: $95
 Rewards Rates:
1x-14x

 Welcome Bonus: 130,000 bonus points

 Credit Required: Excellent (690-750)

At a modest fee of $95, this card delivers great value for all Hilton loyalists. With this card you gain access to 10 complimentary lounge visits through Priority Pass you get every year. Apart from that the Hilton Gold Status which costs up to $300 annually is provided free of charge through this card.

Details of the no #8 Card among the Best Credit Cards with Free Airport Lounge Access

  • As a welcome bonus, you get 130,000 Hilton Bonus Points after you spend $3000 on purchases in the first 90 days of the card membership
  •  Enjoy the complimentary Hilton Gold status with this business card
  •  Earn free night reward with Hilton honors as you spend $15,000 on purchases each calendar year
  •  With this card you can earn a free night reward from Hilton Honors after you spend $45,000 in purchases each calendar year
  • Being one of the best credit cards with free airport lounge access, you can earn 12X points directly with hotels and resorts that fall in the Hilton portfolio, 6X at U.S gas stations , shipping , wireless telephone services , car rentals , flights and much more
  •  Earn 3x points on all the other eligible purchases

Frequently Asked Questions

Which cards give access to most airport lounges?

In the list crafted for the best credit cards with free airport lounge access, The Platinum Card from American Express is the best overall option to gain premium lounge access.

How to gain access of free airport lounges worldwide?

 Here are some of the important methods to gain free airport lounge access
1. Spend extravagantly on travel and fly first-class
2. Try to look for credit cards that offer Priority Pass Membership
3. Be a frequent traveler while using the best credit cards with free airport lounge access to get elite lounge benefits

How to verify that the credit card is eligible for airport lounge access?

 The credit card issuer list all the credit card detail on the website for the clarity of the user. If you find lounge access or Priority pass membership in the card details then you are eligible for airport lounge access.



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