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Do you want to travel the world and are looking for no yearly cost credit cards? If yes, the best no annual fee travel credit cards offer multiple perks for the travelers. Consumers can easily earn airline miles , points on every day spending and travel to redeem the rewards for travel and rental car bookings.

The annual fee credit cards are worth it if you are frequent traveler with high spending but otherwise travel card with no annual fee is the best choice for you. There are few option for travel cards with no annual fee. For all those who are against paying the annual cost, the best no annual fee travel credit cards deserve a special place in their wallet.

 Quick Overview – Best No Annual Fee Travel Credit Cards

  •  Chase Freedom Flex℠ – Best overall Travel card with no annual fee
  •  Wells Fargo Autograph Card – Great pick for generous travel rewards at no annual cost
  •  Discover it® Miles – Best travel card that offers miles program
  •  Bank of America Travel Rewards Credit Card – Best no annual fee credit card for general travel
  •  Capital one Venture One Rewards Credit Card – Great pick for all Capital One Travel users

 Charting the Best No Annual Fee Travel Credit Cards

Credit CardAnnual FeeCredit Score RequiredRegular APR Rewards
Chase Freedom Flex℠$0Good (670-739)15.49% – 25.49%Earn 5% cash back on travel purchased through Chase Ultimate Rewards® on up to $1,500 in purchases per quarter, then 1%.
Wells Fargo Autograph Card$0Excellent (750+)18.00% – 26.00%Earn 3 points per dollar on purchases at gas stations, dining, travel, streaming services, grocery stores and drug stores, then 1 point per dollar on all other eligible purchases.
Discover it® Miles$0Good to Excellent (690-850)14.99% – 24.99%Earn 1.5 miles per dollar on all purchases, with miles worth 1 cent each when redeemed for cash back or 2 cents each when redeemed for statement credits.
Bank of America Travel Rewards Credit Card$0Good to Excellent (690-850)15.99% – 25.99%Earn 1.5 points per dollar on all purchases, and 2 points per dollar on travel and gas.
Capital One Venture One Rewards Credit Card$0Good to Excellent (670-850)13.99% – 23.99%Earn 1.25 miles per dollar on all purchases, with miles worth 1 cent each when redeemed for cash back or transferred to airline partners.

Chase Freedom Flex℠

Chase Freedom℠ Flex

 Welcome Bonus: $200 Bonus

 Regular APR : 20.49% – 29.49% ( Variable APR)

Credit Score required: Good to Excellent(700-749)

Chase Freedom Flex℠ is one of the known cash back credit card that offer numerous perks for the travelers to benefit from . Being the first-class option in the list of the best no annual fee travel credit cards, it is a reasonable choice for households with moderate spending.

 Card details of No#1 Travel card with no annual fee

  • With this card you can earn a sign up bonus of $200 after making purchases of up to $500 in the first 3 months of the account opening.
  • Being the top pick among the best no annual fee travel cards, it offers 5% cash back on travel that is purchased through the Chase Ultimate Rewards®
  •  Get 5% cash back on quarterly rotating categories with a combined spending of $15,00
  •  With this card earn a total of 5% cash back on grocery stores and gas stations with a total spending of $12,000 in a year
  •  Earn 3% on drug store and dining purchases
 Pros Cons
 Generous reward rate in multiple categories Travel must be booked through the Chase Ultimate Rewards
 High travel reward rate
 Charges no annual fee

 Best Cashback Credit Cards for 2024

With the rising inflation, maximizing the rewards by minimizing the expenses is crucial. That’s where the best cash-back credit cards came in to offer you rewards on everyday purchases. The list of the best cashback credit cards for 2024 ensures that you reap all the benefits by spending your money smartly. The cashback credit cards will benefit you in the following ways

  • Can help you maximize the rewards through flat- rate cashback
  •  Elevate your rewards through the category-based cashbacks
  •  Reap the full fledge benefits of sign up bonus with a particular spending limit

Wells Fargo Autograph Card

Wells Fargo Autograph Card

Welcome Bonus: 30,000 Bonus points

 Regular APR: 20.24% – 29.99% ( Variable APR)

Credit Score Required: Good to Excellent (690-850)

Wells Fargo Autograph Card is worthy of celebrity status with its unique perks and benefits at relatively no annual charges. The greatest benefit of one of the best no annual fee travel credit cards is it cell phone insurance coverage of $6,00 when you pay bill through this card. The card benefits are huge in number as it provides auto-rental collision to road side assistance dispatch to travel and emergency assistance and other referral services.

Card details of No#2 Travel card with no annual fee

  • As a limited-time offer this card can let you earn 30,000 bonus points after spending of $1,500 in the first 3 months of account opening. This points hold a redemption value of $300
  • This card being the best no annual fee travel credit cards offer 0% Introductory APR for a tenure of 12 months and afterwards the variable APR is applicable
  •  With this card you can earn unlimited 3 x points on restaurants , gas stations, transit , streaming services and much more
  • Wells Fargo Autograph Card will provide you 4600 as cellphone protection bonus when you completely pay your cell phone bill through this card
  •  You can easily redeem your points for travel , gift cards , statement credit using the bonus points gained through the Wells Fargo Autograph Card .
  •  With Visa Signature Concierge, you can enjoy the benefits of the world’s most intriguing and prestigious hotel properties. 
Pros Cons
 Plentiful reward point categories Charges balance transfer fee
 Protections include the cell phone coverage too No travel transfer partners
No foreign transaction fee
 Offers introductory APR period

Discover it® Miles

Discover it® Miles

Welcome Bonus: Match the miles at the end of the first year

 Regular APR: 17.24% – 28.24% ( Variable APR)

Credit Score Required: Good to Excellent (690-850)

Discover it® Miles is one of the preferred cards with generous reward programs for travel and other programs. The greatest benefit one of the best no annual fee travel credit cards is its miles match program which makes this card a viable option among all the others. As there are no blackout dates for the rewards so you can make travel purchases as per your convenience.

Card details of No#3 Travel card with no annual fee

  • Being in the list of best no annual fee travel credit cards, it provides unlimited match of miles that you have earned at the end of the first year. For instance, you c have earned 30,000 miles , you get 60,000 miles at the end of the year . There is no minimum spending limit for the users
  •  Being a flat rate reward card it can earn you unlimited 1.5 x miles on every purchase
  •  Through this travel card you can easily turn your miles into cash, statement credit for airfare, hotels, restaurants, groceries and all other purchases.
  •  This card offers 0% APR for 15 months and afterwards the variable APR is applicable
  •  Discover puts the security of the user at the top priority and hence reduce the exposure of the personal information online on malicious sites
  •  This travel credit card is accepted nationwide at almost 99% of the places
  • Being the secure option travel card with no annual fee it lets you freeze your account in seconds using the mobile application to prevent new purchases , cash advances and the balance transfers
Pros Cons
Offer miles program No airport lounge access
 No black our dates for the pointsTravel spending with no additional rewards
 No limit on the miles you can earn through this card

Bank of America Travel Rewards Credit Card

Bank of America Travel Rewards Credit Card

Welcome Bonus: 25,000 points

 Regular APR: 18.24% – 28.24% ( Variable APR)

Credit Score Required: Good to Excellent (690-850)

The Bank of America Travel Rewards Credit Card offers unlimited 1.5x points on each dollar you spend all the purchases . This reward rate is greater than the numerous other no-annual-fee credit cards. Being one of the good option in the list of best no annual fee travel credit cards, the generous welcome bonus can be redeemed as statement credit for travel purchases. With no foreign transaction fee you can easily make purchases from the overseas brands.

Card details of No#4 Travel card with no annual fee

  • With this card you can earn unlimited 1.5 points on each dollar you spend on all the purchases
  • Being in the list of best no annual fee travel credit cards there is no limit on the expiration of the rewards
  •  As a welcome bonus you get 25,000 points after making purchases of $1,000 in the first 90 days of the card Membership. This points in cash back hold the value of $250
  •  With this card you can book the travel from any where with no particular restrictions and black out dates
  • This travel card with no annual fee lets you redeem points for statement credit to pay for dining , travel , restaurants , vacation rentals and much more
  •  This card offers 0% introductory APR for 15 billing cycles and afterwards variable APR is applicable
  •  This card hold more value for all the Preferred Reward Members with up to 25-75% points on all the purchases.
  •  This is the contactless card that operates well with the convenience of a tap .
Pros Cons
 Strong welcome bonus No bonus spending categories
 Offers 0% APR for 15 billing cycles Charges high penalty APR
 No limit on the expiration of the points
 No foreign transaction fee

Capital one Venture One Rewards Credit Card

Capital one Venture One Rewards Credit Card

Welcome Bonus: 20,000 miles

 Regular APR: 19.99% – 29.99% ( Variable APR)

Credit Score Required: Good to Excellent (690-850)

If anyone is in search of the travel card with hotel rewards than Capital one Venture One Rewards Credit Card is a perfect choice. On hotels and car rental that are booked through the Capital One travel it offers impressive reward of 5x miles. It is also a solid choice for every day spending as it offers 0% APR on purchases with in the time duration of first 15 months. Moreover being the best no annual fee travel credit card, it is possible to transfer miles to multiple airline loyalty programs.

Card details of No#5 Travel card with no annual fee

  • As a sign up bonus you get to earn 20,000 miles with a minimum spending limit of $500 with in the duration of 3 months of the account opening
  • With one of the best no annual fee travel credit cards you can earn 1.25 x miles on every purchase
  • With this card the miles won’t expire until you have the account opened
  •  If you book hotels , vacation rentals through Capital One Travel then you get 5x miles with the best possible deals as well
  •  The miles can be used to make travel purchases or redeemed by booking through Capital One Travel
  •  You can easily transfer the points to 15+ travel loyalty programs using this card
  •  Benefit from the 0% introductory APR on purchases and balance transfers for a longer duration of 15 months afterwards the variable APR is applicable
  • Capital one Venture One Rewards Credit Card is a travel card with no annual fee along with no foreign transaction fee
Pros Cons
Miles won’t expire until you have the account No airport lounge access
Transfer points to various loyalty programs No statement credit for Global Entry and TSA PreCheck
Offers 0% APR on purchases and balance transfers

 Must Read

 Frequently Asked Questions

What airline credit cards have no annual fee?

The best airline credit card with no annual fee is United Gateway℠ Card which requires a good to excellent credit score along with the introductory bonus offer of 20,000 bonus miles.

 What is the best free travel credit cards?

The best free travel credit cards offer fewer perks as compared to credit cards with annual fee . But the top picks for the best free travel credit cards are Chase Freedom Flex℠ ,Wells Fargo Autograph Card, Discover it® Miles .

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